What is Title Search Report?
A Title Search Report is a comprehensive legal document that traces the ownership history (title chain) of a property to ensure it is free from disputes, encumbrances, or legal complications. It confirms whether the seller has legal authority to transfer ownership and helps protect the buyer’s investment.
Why is Title Search Important?
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Provides a verified record of all past property ownerships.
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Protects buyer from fraudulent sales and disputed ownership.
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Required by banks before approving home or property loans.
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Helps avoid future legal cases related to title disputes.
What Does Title Search Report Include?
- Complete ownership chain (minimum 12 years, ideally 30 years)
- Verification of all registered deeds and title transfer documents
- Check for any encumbrance, mortgage, or pending dues
- Status of court cases, litigation, and claims
- Mutation status and record of rights from municipal/revenue records
Documents Required for Title Search
- Copy of latest Sale Deed or Title Deed
- All previous registered documents (if available)
- Identity proof of current owner
- Property sketch or map (if available)
Who Should Get a Title Search Done?
- Property Buyers & Investors
- Banks for mortgage loan processing
- Advocates and legal consultants
- Builders and Developers
When is Title Search Required?
- Before buying or selling a property
- During or before legal due diligence
- For bank loan or mortgage approval
- While checking ancestral or inherited properties
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